LEDGER BLACK
We built the platform advisers needed. Then we gave half of it away.
Ledger Black is one idea pointed at two groups of people. Advisers get the platform that ends the back office. Every New Zealander gets the tools that used to sit behind it.
For every New Zealander
Money is the last thing people are told to figure out alone. The mortgage, the cover, the KiwiSaver and the retirement get decided in pieces, with different people, and nobody shows you how the pieces move each other. The calculators and planning tools on this site are the same engine advisers run inside the platform. They are free, they need no sign-up, and they exist so you walk into any financial conversation already knowing the answers.
For the people who give the advice
Ledger Black is the AI-native platform for New Zealand advice practices. CRM, advice, research, meetings, documents, signing, marketing, compliance, commissions and coaching, built as one thing, with the administration handled by the platform. Advisers came into this profession to sit across the table from people. We built the thing that lets them stay there.
Who we are
Ledger Black is the platform brand of Black Whole Solutions Limited, built in New Zealand. We are not a FAP, we never take a cut of an adviser’s commission, and we do not give financial advice. The advice comes from the adviser you choose; ask them about their licence, scope, fees and provider access, and expect a straight answer.
YOUR MONEY. YOUR CALL.
Stop guessing.
Start knowing.
Use the tools right now, no sign-up. When you want a real adviser, tell us what’s on your mind and we’ll match you properly.
Talk to an adviser