FOR EVERY NEW ZEALANDER
Finally.
Kiwis can take control
of their money.
The calculators and planning tools advisers use,
free for every New Zealander. No sign-up, no sales pitch.
Then, when you want one, a real adviser.
Built in New Zealand, for New Zealand money.
Nothing to download. Nothing to sign up for.
ONE PLACE FOR
ALL OF IT.
STOP DECIDING IN PIECES
Your mortgage, your cover and your KiwiSaver
are one decision.
You’ve been making it three times, with three different people, and nobody showing you how the pieces move each other. That ends here.
See the whole picture
KNOW BEFORE YOU GO
Walk into the advice
already knowing the answers.
Most people meet an adviser knowing nothing and leave knowing what they were told. Read these first. Ask better questions. Get better advice.
Read the briefingsHome loans
Borrow what you should, not what you can. Walk into the bank already knowing the answer.
Personal insurance
If you didn’t come home tomorrow, what keeps going? Answer that before you compare a single premium.
Business insurance
Your business is three people. Insure that. Because the accounts don’t show who it would fall apart without.
KiwiSaver
Your KiwiSaver has a job. Most people never told it what. Find out whether yours is in the right fund for the right reason.
Investments
Invest for a life, not a leaderboard. Give every dollar a job and a date, then build the portfolio that does it.
Financial planning
One plan for all of it. Because the house, the kids, the work and the retirement are not separate decisions.
Commercial lending
Banks fund a story. Tell a good one. Walk in with the purpose, the structure and the repayment plan already answered.
THE TOOLS ADVISERS PAY FOR. FREE.
Find out what age
your money runs out.
The same projection engine advisers use inside Ledger Black, running in your browser. Ten tools, built for New Zealand money. Change one number and watch the whole future move. Find the version where the money runs out, then fix it before it happens.
Open the toolsNothing saved. Nothing sent. Close the tab and it’s gone.What does this mortgage really cost?
The repayment, the total interest, and what an extra $100 a fortnight takes off the end.
What does $200 a week become?
Time and compounding, in numbers you can argue with.
What age does my money run out?
Your balance, your spending, your return. The exact year it fails, so you can move it.
THE WHOLE MARKET, NOT ONE BANK’S CORNER OF IT
Every major bank, insurer
and KiwiSaver provider.
One place.
The platform your adviser works from carries the market, not a shortlist. You see the names. Your adviser tells you exactly which ones they can place you with and why.
Catalogue coverage, not endorsements. Your adviser’s access varies.
See who’s covered
QuotemonsterQUOTING INTEGRATIONInsurance quoting and research, live inside the adviser workflow where enabled.
THE REASON BEHIND IT ALL
It’s not just about money.
It’s about what comes next.
A place of your own. Time with your people. The freedom to choose your next chapter.
A HUMAN, NOT A FUNNEL
Tell us what’s on your mind.
We find you the right adviser.
Not the nearest one. Not the one who paid for the lead. A person at Ledger Black reads your enquiry and matches you to an adviser who does this exact thing well.
Tell us what matters.
Home, cover, KiwiSaver, the lot. Where you are and when you want to talk.
We match you properly.
A real person reviews it and picks the adviser whose work fits your situation.
You decide.
Your adviser lays out their scope and fees up front. Say yes, or don’t.
STRAIGHT ANSWERS
The things nobody
explains about money.
Practice notes / 7 min read
Most adviser CRMs are an expensive address book. Here’s how to tell.
Read it
Home & life / 3 min read
Fall in love with the numbers before you fall in love with the house.
Read it
Family & protection / 3 min read
A new baby changes your insurance. So does a pay rise. Nobody tells you.
Read itFOR ADVISERS
The back office
is over.
The platform behind these tools runs entire advice practices. Fifty-plus modelling tools, research and reporting done as the meeting ends, and admin that writes itself. An unfair advantage, and advisers are leaving the platforms they were told were industry-leading to get it.
See why they’re movingYOUR MONEY. YOUR CALL.
Stop guessing.
Start knowing.
Use the tools right now, no sign-up. When you want a real adviser, tell us what’s on your mind and we’ll match you properly.
Talk to an adviser