BUILT AROUND YOUR DISCIPLINE

Move the lending journey forward, together.

Income evidence, deposit questions, lender criteria and a changing property search all belong to the same client journey. Ledger Black connects the CRM, meetings, fact-find, lending tools and documents so your team can build the case and manage the next requirement from a shared view. AI assistance helps retrieve the detail and prepare the work around the advice.

Talk about your practice
Auckland neighbourhoods and city buildings, viewed from above

Build the case around the household

Bring employment, income, spending, assets and liabilities into the fact-find, then explore LVR and serviceability scenarios. Lending-policy research and rate tools support the discussion alongside the household’s goals. Meeting records preserve what changed and why. Calculations help prepare the case; verification and the lender’s assessment determine the lending decision.

Give every requirement a next step

Keep supporting documents, client requests and follow-up attached to the engagement. Aria and the client-scoped assistant help find information and prepare actions, while pipeline and team reporting keep work visible as deadlines approach. Agency records organise lender relationships; the actual submission process and available connections are confirmed during setup, not inferred from a lender appearing in the system.

CONNECTED CAPABILITIES

The right tools, working together.

CRM & client management

Connect every lead, household, conversation and commitment to the work that grows your advice business.

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AI workforce

Put Aria, client-scoped assistance and configurable specialist agents to work across your financial advice provider business.

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AI-native advice & planning

Bring AI-assisted fact-finding, needs analysis, financial scenarios and advice preparation into one connected workflow.

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Meetings & intelligence

Connect video meetings, transcription, searchable moments and fact-find extraction to the client record and follow-up.

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Documents & signing

Create client-specific advice documents, refine them in the Smart Editor and carry the approved version through electronic signing.

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Research & compliance

Bring source documents, quoting, advice-file review and FAP compliance records into the flow of everyday work.

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Reporting & business intelligence

Connect pipeline, adviser performance, lead sources, commission and book health to the decisions that run your business.

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Commission & business operations

Bring commission statements, policy matching, adviser payouts, agency relationships and team operations into one business platform.

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