Home & lending
Mortgage repayments
What this mortgage really costs. The repayment, the total interest, and what an extra $100 a fortnight takes off the end.
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The same projection engine advisers use inside Ledger Black, running in your browser. Change one number and watch the whole future move. Every assumption on screen. Close the tab and it is gone.
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Home & lending
First-home deposit
The year you can buy. Your deposit target moves with house prices, so this tells you the truth, not the number you hoped for.
Run itEveryday money
Savings goal
Name the goal and the date. Get the exact monthly figure that gets you there.
Run itInvesting
Investment growth
What $200 a week becomes. Time and compounding in numbers you can argue with, in today’s dollars and tomorrow’s.
Run itRetirement
Retirement drawdown
The age your money runs out. Your balance, your spending, your return, and the exact year it fails so you can move it.
Run itEveryday money
Monthly budget
Where the money actually goes. Six numbers, one honest answer about what’s left at the end of the month.
Run itEveryday money
Net worth
Your real number. Everything you own minus everything you owe, on one line, today.
Run itEveryday money
Inflation & buying power
What today’s $10,000 buys in ten years. The quiet tax on cash that nobody sends you a bill for.
Run itInvesting
Term deposit
What the bank actually pays you. Interest at maturity, after the tax comes out, before you lock the money away.
Run itHome & lending
Debt payoff
The month you’re debt-free. Or the honest warning that this payment never gets you there.
Run itYOUR MONEY. YOUR CALL.
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