FINANCIAL TOOLS / Investing
Investment growth
Explore how a starting investment and regular contributions might change over time.
Your estimate
Illustrative future balance
$273,332.84
A nominal NZD estimate after 20 years, not a guaranteed outcome. Actual returns will vary.
- Value in today’s dollars
- $183,945.17
- Additional contributions
- $120,000.00
- Investment growth / loss
- $128,332.84
View all chart values
- Year 0
- $25,000.00
- Year 1
- $32,418.00
- Year 2
- $40,216.00
- Year 3
- $48,413.00
- Year 4
- $57,030.00
- Year 5
- $66,087.00
- Year 6
- $75,608.00
- Year 7
- $85,615.00
- Year 8
- $96,135.00
- Year 9
- $107,193.00
- Year 10
- $118,816.00
- Year 11
- $131,035.00
- Year 12
- $143,878.00
- Year 13
- $157,379.00
- Year 14
- $171,570.00
- Year 15
- $186,487.00
- Year 16
- $202,168.00
- Year 17
- $218,650.00
- Year 18
- $235,976.00
- Year 19
- $254,189.00
- Year 20
- $273,333.00
What this estimate assumes
- The nominal annual return is divided by 12 and compounded monthly; contributions arrive at month end and do not increase with inflation.
- Enter a return already net of tax and fees. These deductions are not applied again. The main balance is nominal; today’s-dollar value is separately deflated annually.
- This constant-return illustration does not model market volatility. Returns are not guaranteed and losses are possible.
For information only, not financial advice. These simplified estimates do not consider your full circumstances. Assumed rates are not forecasts or guaranteed returns. Talk to a financial adviser before making financial decisions.
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