FINANCIAL TOOLS / Everyday money

Net worth

Bring together what you own and what you owe in one current snapshot.

Make it your own

Start with an example, then change any value. Enter 0 for none; a blank field cannot be calculated. All money amounts are NZD.

Your entries stay in this calculator. They are not saved or sent anywhere.

Your estimate

Estimated net worth today

$355,000.00

The value of your listed assets less your listed debts. This is not the same as accessible cash.

Total assets
$915,000.00
Total liabilities
$560,000.00

What this estimate assumes

  • Use current estimated values and outstanding balances for one person or household, including only your ownership share.
  • Property values are entered before subtracting mortgages. Include each asset and liability only once.
  • This is a snapshot, not a forecast or a measure of cash available. Tax, selling costs and access restrictions are not deducted. Negative net worth is shown in full.

For information only, not financial advice. These simplified estimates do not consider your full circumstances. Assumed rates are not forecasts or guaranteed returns. Talk to a financial adviser before making financial decisions.