Wealth & KiwiSaver practices

Give each review the context of the decisions before it.

Wealth and KiwiSaver advice develops as a client’s priorities and circumstances change. Keep goals, risk discussions, fund research and planning scenarios alongside the advice history. Use that context to prepare for reviews, explore the effect of different choices and explain why a recommendation fits the client’s position today.

Enquire about the next intake Explore the workflow

The sheltered water and green hills of the Marlborough Sounds, New Zealand — Wealth & KiwiSaver practicesSpecialist advice. Connected context.

Your working day

The detail of your discipline.
Without the disconnected work.

Make the projection a conversation

Bring time frames, planned withdrawals, preferences and the household position into risk profiling and fund research. Adjust contributions or timing to explore illustrative outcomes, with fees, tax, inflation and other assumptions checked and explained. Questionnaires and models inform the discussion. You assess suitability and record the reasons for the recommendation.

Carry the relationship into the next review

Return to the goals, meeting history and rationale when circumstances change. Client communications and reporting help your team organise ongoing service alongside new business. Retrieve relevant details through the assistant within its permitted scope. Ledger Black supports the advice and relationship workflow; it does not provide a custody platform.

What runs underneath

The platform behind the practice.

CRM & client management

Keep client details, conversations, advice, documents and next steps together, with insurance quoting where enabled.

AI workforce

Bring Aria and specialist agents into meeting preparation, information retrieval and administrative workflows, with defined permissions and approvals.

Advice & planning with AI

Bring household information, modelling and advice drafting into the client conversation, with assumptions and adviser judgement in view.

Meetings & intelligence

Bring video meetings, transcripts, summaries and proposed next steps into the client workflow, ready for your review.

Documents & signing

Prepare advice drafts from recorded context, refine them in the Smart Editor and manage signing alongside the client engagement.

Research & compliance

Find source documents, review advice files and organise FAP oversight work with clear responsibilities and evidence to inspect.

Marketing & client communications

Design emails with AI, test subject lines, schedule campaigns and review reporting. Configure personalised SMS campaigns from your connected phone.

Reporting & business intelligence

Review pipeline, targets, adviser performance and recorded revenue, with reporting views and permitted queries through Aria.

Working across more than one discipline?

Explore other practices

The next conversation

Your practice.
With more room for advice.

Tell us about your team, your clients and the work getting in the way. We can explore the fit together, with scope and costs agreed before you commit.

Enquire about the next intake How the move works

The detail of your discipline.Without the disconnected work.