STOP DECIDING IN PIECES
Your mortgage, your cover and your KiwiSaver
are one decision.
You have been making it three times, with three different people, none of whom could see what the others were doing. Put it all on one screen and the right answer gets obvious.
THE WHOLE BOARD
See every piece
move the others.
Pay the mortgage down faster and watch what it does to your retirement. Drop the income cover and see what happens if you cannot work. Run it all here, free, with nothing leaving your browser. Then take the questions to an adviser who can see the same board.
Clients of Ledger Black advisers get the live version: their real assets, debts, cover and goals in one place, shared by their adviser. This public site does not connect bank accounts.
Open the toolsWhere you actually are
Assets, debts and the monthly budget on one line. What comes in, what goes out, what is really left.
What moves the number
Extra repayments, a bigger contribution, a different return. Find the two levers that matter and ignore the rest.
Where you are headed
The house, the cover, the investments and the income at sixty-five, as one picture instead of four guesses.
YOUR MONEY. YOUR CALL.
Stop guessing.
Start knowing.
Use the tools right now, no sign-up. When you want a real adviser, tell us what’s on your mind and we’ll match you properly.
Talk to an adviser